When you have a record of driving under the influence of alcohol, there are some far-reaching implications on your everyday life. The biggest impact may come when you receive your auto insurance bill and see that your rates are through the roof.
Many insurers see motorists with a drinking and driving conviction as liabilities, so a rise in auto insurance rates is practically inevitable. However, there are solutions that any driver can pursue to lower insurance premiums after receiving a DUI.
Can you qualify for insurance discounts?
Seeking discounts on your auto insurance policy is a great way to offset the high costs that you may incur when your insurer perceives you as a risky client. For example, your insurance provider might offer low-mileage discounts to drivers who spend less time at-risk behind the wheel. A few other methods to earn discounts may include:
- Bundling insurance policies
- Taking a defensive driving course
- Installing safety features in your vehicle
Will your rates go down if you expunge a DUI from your record?
Wyoming drivers typically see their insurance rates affected by a DUI for up to 5 years, but you might wonder if legal expungement of the crime will lower your costs sooner. It is likely that expunging your DUI conviction will not lower your auto insurance premiums as the charge will still be visible on DMV records.
While there are ways to save money on auto insurance expenses, your cost of living likely remains a large concern after receiving a DUI conviction. If you decide to contest a DUI charge, a criminal defense attorney can help you explore your legal options.